bc medical (msp)
The BC MEDICAL PREMIUM ASSISTANCE PROGRAM is designed to assist low income BC residents with the cost of medical premiums based on family size and their income as verified with the Canada Revenue Agency. Families who have a net income of $42,000 or less, may qualify to receive BC Medical Premium Assistance.
To verify eligibility, each person who applies for Regular Premium Assistance authorizes the Canada Revenue Agency to release income information to the Ministry of Health and/or Health Insurance BC from the person's tax returns. Verification takes place each year and, where appropriate, MSP adjusts the monthly premium of beneficiaries upward or downward based on the information received about your net income and, if applicable, that of your spouse from Canada Revenue Agency.
It is important to understand that eligibility for Regular Premium Assistance is based on net income from your income tax return filed with the Canada Revenue Agency. If your net income for the previous year was higher than usual because, for example, you cashed in RRSPs, that change could affect your eligibility for Regular Premium Assistance for that calendar year.
For those that qualify for premium assistance status, BC Medical will cover a portion of your chiropractic treatment. Please note that there is a combined annual limit of 10 visits each calendar year for the following services:
Physical therapy; and
The patient is responsible for paying the difference in fee. Once the annual 10 visits are reached, the patient is responsible for paying the regular office fee.
motor vehicle accidents
If you have been in a motor vehicle accident and have coverage through ICBC, you can begin chiropractic treatment immediately after you have reported your injuries to ICBC. You will need to provide us with your ICBC claim number in order to start treatment and for ICBC to cover your chiropractic care.
Please note that, we will require prior approval from ICBC, if 8 weeks or more have passed since the date of the accident and you have not received or are not receiving any other health services.
workers compensation board
In order for a Worker’s Compensation Board claim to be processed in a timely manner, the patient needs to report their injury immediately to their employer. The employer is then responsible for reporting the incident and filing the appropriate paper work (form 7) to WCB as soon as possible.
If your work related-injury claim is approved by WCB, they will cover 8 weeks of chiropractic treatment at no out-of-pocket expense to you. However, if your WCB claim is not approved, you will be responsible for the cost of the treatment rendered.
Veterans Affairs Canada offers health care benefits to eligible veterans for chiropractic treatment under Program of Choice 12 (POC 12). You will need to provide us with your Medavie Blue Cross Veteran Affairs Identification card so that we can confirm coverage for you.